Our Company
Business OverviewRisk ManagementCredit Profile
Credit Profile
FSA maintains a high-quality book of business. All our transactions are of investment-grade quality when insured, and more than 85% are of Single-A or higher quality.
We limit single and aggregate risks in our insured portfolio, avoiding excessive concentrations by:
- Sector
- Geographic location
- Obligor
- Originator of underlying assets
- Servicer of underlying assets
In addition to balancing our underwriting activities across sectors and regions, we use several forms of reinsurance to maintain prudent diversification and risk management. These include quota-share reinsurance to reduce exposures by sector, facultative reinsurance to reduce specific single risks and first-loss reinsurance to reduce FSA's retained risk in certain transactions.
