Operating Principles

The seven principles listed here have served our company well. They guide us in our day-to-day decision making.

Above all, protect investors by preserving FSA's Aaa/AAA/AAA financial strength.
We never forget that the benefits we provide to issuers and investors – and therefore the value of our franchise – flow from our ability to pay claims on time and in full.
Adhere to conservative underwriting standards and risk management practices.
We maintain one of the lowest risk insured portfolios in the financial guaranty industry to protect the value of our guaranty.
Focus on building the long-term value of the company.
We place underwriting and pricing over market share considerations.
Maintain balanced capabilities across core markets.
Our balanced strategy gives us the flexibility to focus on the market sectors that offer the best risk-adjusted returns at any point in time.
Deliver superior financing solutions.
We pursue a complete understanding of our clients' needs and objectives in order to propose the most cost-effective transaction structures.
Provide creative, responsive service.
We are committed not only to expeditious turnaround and timely execution but also to "thinking outside the box" to make transactions work better.
Act responsibly and ethically.
Ethical conduct, legal compliance and fair dealing are fundamentally important for a Triple-A guarantor. Our people are committed to the high standards laid out in our Code of Conduct, and they are held accountable.

OUR COMPANY